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Debt Consolidation Calculator
See how much you can save by consolidating multiple debts into one loan.
About This Calculator
Debt consolidation works best when the new rate meaningfully undercuts existing rates. Moving $13,000 of credit card debt at 20%+ to an 11% personal loan saves roughly $2,000–$3,000 over 3 years — but only if you close or freeze the cleared credit lines to prevent re-accumulation.