USA-Calc
Mortgage Calculator 2025

What's the Monthly Payment on Your Mortgage?

Real payment breakdowns for any home price in all 50 states — principal, property tax, insurance, and PMI. Current 30-year rate: 6.85%.

$200k$250k$300k$350k$400k$450k$500k$600k$750k$1M

Average Mortgage Rates — April 2025

6.85%
30-Year Fixed
6.2%
15-Year Fixed
6.3%
5/1 ARM
6.65%
FHA 30-Year
6.4%
VA 30-Year
7.1%
Jumbo 30-Year

Mortgage Payments by State

Florida
Texas
Washington
Colorado
Illinois
North Carolina
Pennsylvania
California
New York
Arizona
Georgia
Ohio
Show all 51 states
AlaskaAKFloridaFLNevadaNVNew HampshireNHSouth DakotaSDTennesseeTNTexasTXWashingtonWAWyomingWYColoradoCOIllinoisILIndianaINKentuckyKYMassachusettsMAMichiganMINorth CarolinaNCPennsylvaniaPAUtahUTCaliforniaCANew YorkNYNew JerseyNJHawaiiHIOregonORMinnesotaMNArizonaAZArkansasARConnecticutCTDelawareDEGeorgiaGAIdahoIDIowaIAKansasKSLouisianaLAMaineMEMarylandMDMississippiMSMissouriMOMontanaMTNebraskaNENew MexicoNMNorth DakotaNDOhioOHOklahomaOKRhode IslandRISouth CarolinaSCVermontVTVirginiaVAWest VirginiaWVWisconsinWIDistrict of ColumbiaDCAlabamaAL

Most Popular Mortgage Calculations

🏠$350,000 home in Texas🏠$500,000 home in California🏠$300,000 home in Florida🏠$400,000 home in New York🏠$250,000 home in Ohio🏠$600,000 home in Washington🏠$450,000 home in Georgia🏠$750,000 home in Colorado

Mortgage Payment at Different Rates

4%
rate on $300k home →
5%
rate on $300k home →
6%
rate on $300k home →
6.5%
rate on $300k home →
7%
rate on $300k home →
7.5%
rate on $300k home →
8%
rate on $300k home →

Mortgage Guides

How Much House Can I Afford?FHA vs Conventional LoansWhat Is PMI?15 vs 30 Year MortgageVA Loan GuideARM vs Fixed-Rate