About USA-Calc

USA-Calc is a free financial calculator platform built for people living and working in the United States. Every calculator uses real data — IRS tax brackets, BLS salary data, Freddie Mac mortgage rates — so the numbers you see reflect what you'd actually pay or earn, not estimates.

What We Cover

💰

Salary After Tax

Take-home pay for all 50 states across 25 income levels — federal + state + FICA.

🏛️

Tax Calculators

Federal income tax, capital gains, self-employment, and state income tax.

🏠

Mortgage

Monthly payment breakdowns by state and home price, including PMI and amortization.

📊

Loan Calculators

Personal, auto, student, and credit card payoff calculators with amortization.

🏥

Health Tools

BMI, calorie deficit, TDEE, heart rate zones, and weight loss timelines.

💼

Career & Salary

Salary data by profession from entry level to senior, plus career guides.

Our Data Sources

Tax calculations use official IRS publication data for federal income tax brackets, standard deductions, FICA rates, and capital gains thresholds. State income tax rates come from individual state revenue department publications. Salary data is sourced from the Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics program. Mortgage rate assumptions reference Freddie Mac Primary Mortgage Market Survey data.

Accuracy & Disclaimer

USA-Calc calculations are for informational and educational purposes only. Results are estimates based on general tax rules and may not reflect your specific situation. Tax laws change, and individual circumstances vary. Always consult a qualified tax professional or financial advisor before making financial decisions.

No Sign-Up Required

All calculators work instantly — no account, no email, no personal data collected. Calculations run in your browser. We never see what you type into any calculator.

Contact

Questions, corrections, or suggestions? We welcome feedback. Contact us here or email hello@usa-calc.com.