Loan Calculator 2025
Monthly Loan Payment Calculator
See the exact monthly payment for any loan — personal, auto, student, or credit card. Rates shown by credit score tier using real 2025 lender data.
Average Loan Rates by Credit Score — 2025
Personal Loan
Excellent: 10.5%Poor: 28%
New Auto Loan
Excellent: 5.2%Poor: 15.8%
Student (Federal)
Excellent: 6.53%Poor: —
Personal Loans
Rates range from 10.5% (excellent credit) to 28% (poor credit) for unsecured personal loans.
All personal loan amounts & terms
$1k / 24 mo$1k / 36 mo$1k / 48 mo$1k / 60 mo$1k / 72 mo$2k / 24 mo$2k / 36 mo$2k / 48 mo$2k / 60 mo$2k / 72 mo$3k / 24 mo$3k / 36 mo$3k / 48 mo$3k / 60 mo$3k / 72 mo$5k / 24 mo$5k / 36 mo$5k / 48 mo$5k / 60 mo$5k / 72 mo$7.5k / 24 mo$7.5k / 36 mo$7.5k / 48 mo$7.5k / 60 mo$7.5k / 72 mo$10k / 24 mo$10k / 36 mo$10k / 48 mo$10k / 60 mo$10k / 72 mo$12.5k / 24 mo$12.5k / 36 mo$12.5k / 48 mo$12.5k / 60 mo$12.5k / 72 mo$15k / 24 mo$15k / 36 mo$15k / 48 mo$15k / 60 mo$15k / 72 mo$20k / 24 mo$20k / 36 mo$20k / 48 mo$20k / 60 mo$20k / 72 mo$25k / 24 mo$25k / 36 mo$25k / 48 mo$25k / 60 mo$25k / 72 mo
Auto Loans
New car rates from 5.2% to 15.8%. Used car rates from 6.8% to 20%.
Student Loans
Federal undergraduate rate: 6.53%. Federal graduate rate: 8.08%. Standard repayment term: 10 years.
Credit Card Payoff
How long will it take to pay off your credit card balance? Calculate by balance and APR.