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FHA Loan Calculator
Calculate FHA loan payments including the mandatory mortgage insurance premium.
About This Calculator
FHA loans allow 3.5% down with a 580+ credit score, making them the most accessible path to homeownership. The trade-off is permanent mortgage insurance: an upfront fee of 1.75% plus 0.8–0.85% annually. Unlike conventional PMI, FHA MIP never cancels if you put down less than 10%.