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Freelance Rate Calculator
Calculate the hourly rate you need to charge as a freelancer to meet your income goal.
About This Calculator
Freelancers need to cover self-employment tax (15.3%), income tax, benefits (health insurance, retirement), and unpaid vacation time. A freelancer needing $80,000 after tax must typically charge $130,000–$150,000 gross before expenses — meaning an hourly rate of $65–$80+ for 1,500 billable hours.