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Home Equity Calculator
Calculate your current home equity and available home equity loan amount.
About This Calculator
US homeowners held a record $31.8 trillion in equity in 2023 — an average of $299,000 per mortgage-holding homeowner. Lenders typically allow borrowing against up to 80–85% of home value (combined LTV). HELOC rates in 2024 average 9–10%, tied to the prime rate.