🌱
Roth IRA Calculator
See how tax-free Roth IRA growth compounds over your career.
About This Calculator
Roth IRA withdrawals in retirement are 100% tax-free, making them especially valuable when you expect your tax rate to be higher later. A 25-year-old contributing $7,000/year for 40 years at 8% accumulates over $1.9 million — all available tax-free after age 59½. Income limits apply: $161,000 for single filers and $240,000 for married filers in 2024.