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W-4 Withholding Calculator

Calculate the right withholding allowances to owe nothing or get a small refund.

About This Calculator

The IRS redesigned the W-4 in 2020, eliminating allowances in favor of direct dollar amounts. To withhold accurately, employees need to estimate total household income, deductions, and credits. Underwithholding by more than $1,000 may result in an underpayment penalty.

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