Retirement Planning 2025

Can You Retire? Let's Run the Numbers.

The 4% rule says $1 million generates $40,000/year in retirement. Social Security at 62 pays 30% less than waiting until 67. The math matters — here it is.

Can I Retire at [Age] With [Amount]?

4% rule annual income shown. The 4% rule assumes a 30-year retirement with 50/50 stock/bond portfolio.

Retire at 62 with

Retire at 65 with

Retire at 67 with

Retire at 62 with

Retire at 65 with

Retire at 60 with

See all retirement scenarios

Age 55 · $250k Age 55 · $500k Age 55 · $750k Age 55 · $1M Age 55 · $2M Age 55 · $2M Age 60 · $250k Age 60 · $500k Age 60 · $750k Age 60 · $1M Age 60 · $2M Age 60 · $2M Age 62 · $250k Age 62 · $500k Age 62 · $750k Age 62 · $1M Age 62 · $2M Age 62 · $2M Age 65 · $250k Age 65 · $500k Age 65 · $750k Age 65 · $1M Age 65 · $2M Age 65 · $2M Age 67 · $250k Age 67 · $500k Age 67 · $750k Age 67 · $1M Age 67 · $2M Age 67 · $2M Age 70 · $250k Age 70 · $500k Age 70 · $750k Age 70 · $1M Age 70 · $2M Age 70 · $2M

Social Security Claiming Ages

Full Retirement Age is 67 for those born after 1960. Claiming early permanently reduces your benefit.

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401k Benchmarks by Age

Fidelity recommends saving a multiple of your annual salary by each age milestone.

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Retirement Guides

When to Claim Social Security →Backdoor Roth IRA Guide →Required Minimum Distributions →Medicare Enrollment Guide →Inherited IRA Guide →Social Security for Married Couples →