How Much Does a Actuary Earn After Taxes?
National median: $120,000/year. After federal taxes (single filer), that's $92,773/year take-home — 22.7% effective rate.
Actuary Salary After Federal Tax by Experience Level
Take-home calculated for single filer, federal taxes only (no state income tax baseline).
| Level | Gross Salary | Take-Home / Year | Monthly | Eff. Rate |
|---|---|---|---|---|
| Entry Level | $70,000 | $57,631 | $4,803 | 17.7% |
| 25th Percentile | $92,000 | $73,108 | $6,092 | 20.5% |
| MedianBLS Median | $120,000 | $92,773 | $7,731 | 22.7% |
| 75th Percentile | $158,000 | $118,746 | $9,896 | 24.8% |
| 90th Percentile | $210,000 | $156,300 | $13,025 | 25.6% |
| Senior Level | $175,000 | $130,366 | $10,864 | 25.5% |
Actuary Take-Home Pay by State
Salary figures adjusted for state cost of living and local market rates. Single filer.
| State | Est. Salary | Take-Home / Year | Monthly | Eff. Rate |
|---|---|---|---|---|
| Connecticut | $141,000 | $99,917 | $8,326 | 29.1% |
| New York | $158,100 | $110,451 | $9,204 | 30.1% |
| Illinois | $131,100 | $93,870 | $7,823 | 28.4% |
| Minnesota | $131,700 | $91,984 | $7,665 | 30.2% |
| New Jersey | $141,300 | $100,330 | $8,361 | 29.0% |
About This Career
Actuaries use probability theory and statistical models to assess financial risk for insurance companies, pension funds, and government programs. Each exam passed during the credentialing process typically triggers a salary increase, with fully credentialed fellows (FCAS or FSA) among the most reliably compensated professionals in finance.
Frequently Asked Questions
What is the average Actuary salary in the US?+
The national median Actuary salary is $120,000 per year (BLS data). The middle 50% of earners fall between $92,000 and $158,000, while the top 10% earn over $210,000.
How much does a Actuary take home after taxes?+
A Actuary earning the median $120,000 takes home approximately $92,773 after federal taxes (single filer, assuming no state income tax). Add state taxes to get a more precise figure for your location.
Where do Actuarys earn the most?+
The highest-paying states for Actuarys are Connecticut, New York, Illinois. Top cities include Hartford, New York City, Chicago, where salaries can exceed $158,000 for experienced professionals.