Capital Gains Tax on $750,000 (Short-Term, 2025)
2025 IRS data — updated for current tax year
Gain Amount
$750,000
Short-Term Rate
20.00%
Tax Owed
$150,000
Net Proceeds
$600,000
Key Facts
- Short-term gains (assets held 12 months or less) are taxed as ordinary income — at this amount, the effective rate is 30.53%.
- At $750,000 in capital gains, a single filer with no other income pays $228,970, keeping $521,030.
- The same gain held over a year would qualify for long-term rates — saving $78,970.
- Married filing jointly filers stay at the 0% rate until gains exceed $94,050 in 2025.
$750,000 Short-Term Gain — All Filing Statuses
| Filing Status | Rate | Tax Owed | Net Proceeds |
|---|---|---|---|
| Single | 30.53% | $228,970 | $521,030 |
| Married Filing Jointly | 25.48% | $191,095 | $558,906 |
| Married Filing Separately | 31.20% | $233,981 | $516,019 |
| Head of Household | 29.93% | $224,457 | $525,543 |
Long-Term vs Short-Term Comparison ($750,000)
| Type | Tax Owed | Net Proceeds | Savings |
|---|---|---|---|
| Long-Term (>12 months) | $150,000 | $600,000 | $78,970 |
| Short-Term (≤12 months) | $228,970 | $521,030 | — |