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FICA Tax 2025 — Social Security and Medicare Rates

2025 IRS data — updated for current tax year

2025 FICA Tax Rates

FICA (Federal Insurance Contributions Act) taxes fund Social Security and Medicare. Both employer and employee each pay half — 7.65% each, for a combined 15.3%.

TaxEmployee RateEmployer Rate2025 Wage Base
Social Security6.2%6.2%$176,100
Medicare1.45%1.45%No limit
Additional Medicare0.9%NoneOver $200k (single)

Additional Medicare Tax

Single filers earning over $200,000 and married filers over $250,000 pay an extra 0.9% on wages above those thresholds. Employers don't match this — the full 0.9% is the employee's responsibility.

Frequently Asked Questions

What is the FICA wage base for 2025?

The Social Security wage base is $176,100 for 2025 — meaning no Social Security tax on wages above that amount. Medicare has no wage base cap.

Do self-employed people pay FICA?

Yes, through the self-employment tax at the combined 15.3% rate (both halves). They pay this on 92.35% of net earnings, and can deduct half as a business expense.

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