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Down Payment Assistance Programs
Reference TableState and federal down payment assistance programs for first-time and low-income buyers.
About This Tool
Down payment assistance programs (DPAs) can provide 3–5% of the purchase price as a grant or forgivable loan. Many require completing a HUD-approved homebuyer education course. Income limits prevent assistance from going to high earners. Programs change annually — always check current availability with a HUD-approved counselor.