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401(k) Calculator
Project your 401(k) balance at retirement with employer match included.
About This Calculator
The 2024 401(k) elective deferral limit is $23,000 ($30,500 with catch-up at age 50+). An employer that matches 50% up to 6% of salary on an $80,000 income adds $2,400/year — essentially a 3% guaranteed return before any market gains. Contributing at least enough to capture the full match is widely considered the highest-return financial move available to workers.