☕
Barista FIRE Calculator
Find your target portfolio when working part-time covers some expenses.
About This Calculator
Barista FIRE (coined by The Fioneers) involves reaching partial financial independence while covering remaining expenses through part-time, low-stress work — often with benefits. Working 20 hours/week at $20/hour adds $20,800/year, potentially cutting your required portfolio from $1.5 million to $975,000 — a 35% reduction. Many Barista FIRE adherents continue investing even in semi-retirement, achieving full FIRE ahead of plan.