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Business Loan Calculator
Calculate monthly payments and total cost for a small business loan.
About This Calculator
SBA 7(a) loans offer the best rates for small business financing — prime + 2.25–4.75% depending on term. Conventional bank loans for established businesses run 7–12% while online lenders charge 15–50%+ for newer or riskier businesses. The SBA guaranteed $43.6 billion in loans in fiscal year 2023.