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Coast FIRE Calculator

Find how much you need now so your portfolio can grow to FIRE without more contributions.

About This Calculator

Coast FIRE means accumulating enough today that — without adding another dollar — compound growth carries you to your full FIRE number by retirement. A 35-year-old targeting $1.25 million at 60 needs only $232,000 invested now at 7% to coast there. Once coasting, you only need income to cover current expenses, eliminating pressure to maximize savings.

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