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Healthcare in Retirement Calculator
Estimate lifetime healthcare costs in retirement for planning purposes.
About This Calculator
Fidelity's 2023 Retiree Healthcare Cost Estimate places average healthcare costs at $157,500 per person retiring at 65. Retiring before 65 adds the burden of bridge coverage — marketplace plans often cost $600–$1,000+/month depending on income and location. Long-term care insurance, dental, and vision costs are often overlooked and can add tens of thousands more over a multi-decade retirement.