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Inherited IRA Calculator
Calculate required distributions from an inherited IRA under the 10-year rule.
About This Calculator
The SECURE Act (2020) eliminated the "stretch IRA" for most non-spouse beneficiaries, replacing it with a 10-year rule requiring full distribution by December 31 of the 10th year after the owner's death. Spreading withdrawals evenly minimizes tax bracket creep. Spouses, minor children, and disabled individuals are exempt from the 10-year rule.