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Longevity Calculator
Estimate life expectancy to better plan retirement income needs.
About This Calculator
The Social Security Administration's 2023 period life tables show average life expectancy of 81 years for men and 84 years for women at birth — but those who reach 65 can expect to live to 83 (men) or 85 (women). Non-smokers, regular exercisers, and those with excellent health can reasonably add 5–8 years to the average, making planning for 25–30 years of retirement income prudent.