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Rent vs. Buy Calculator
Compare the true cost of renting versus buying a home over time.
About This Calculator
The rent vs. buy decision hinges on how long you stay, not just costs. Studies show break-even is typically 4–7 years in most markets. The 2020s distorted this math — rents surged 26% nationally while buying costs nearly doubled on rate increases, making renting economical in many cities for shorter time horizons.