🏛️
Social Security Age Calculator
Compare Social Security benefits by claiming age from 62 to 70.
About This Calculator
Claiming Social Security at 62 permanently reduces benefits by up to 30% compared to full retirement age (67 for those born after 1960). Delaying to 70 increases benefits by 8% per year beyond FRA — a total 24% boost. The break-even point for delayed claiming is typically around age 80, making longevity the key variable in this decision.