Credit Score 690: Good — What You Qualify For
690
Good
670–739 range
Avg CC APR
22.4%
Auto Loan (new)
7.12%
Mortgage Rate Est.
7.80%
Extra/mo vs 760+ score
+$204
on $300k mortgage
What a 690 Score Means for Your Finances
Most loans available; not best rates. At 690, you'll qualify for most loans but won't receive the best available rates.
How to Reach Exceptional (800+)
You need 110 more points to enter the Exceptional tier. The fastest levers: paying down credit card balances (utilization), making 100% on-time payments for 6+ months, and disputing any errors on your credit report. Realistic timeline: 3–12 months depending on starting point.