Credit Score 820: Exceptional — What You Qualify For
820
Exceptional
800–850 range
Avg CC APR
17.5%
Auto Loan (new)
5.18%
Mortgage Rate Est.
6.80%
What a 820 Score Means for Your Finances
Qualifies for best rates on all products. At 820, you'll qualify for the best rates on mortgages, auto loans, and credit cards.