🏥
COBRA Insurance Cost Calculator
EstimatorEstimate monthly COBRA continuation health insurance costs after leaving a job.
About This Tool
COBRA requires you to pay the full premium your employer was paying, plus a 2% administrative fee. Average family COBRA costs $1,700–$2,200/month (2025). ACA marketplace plans with subsidies are often less expensive; apply within 60 days of job loss to avoid gaps.