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HSA Contribution Limits 2025

Reference Table

2025 IRS Health Savings Account contribution limits and HDHP minimums.

About This Tool

HSAs are the only account with a triple tax advantage: contributions are pre-tax, growth is tax-free, and withdrawals for qualified medical expenses are tax-free. After age 65, non-medical withdrawals are taxed as ordinary income (like a Traditional IRA) but not penalized.

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