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IRA Contribution Limits 2025
Reference Table2025 contribution and income limits for Traditional IRA, Roth IRA, and SEP IRA.
About This Tool
Roth IRA contributions are not deductible but grow tax-free. High earners above the phase-out threshold can still contribute via the "backdoor Roth" strategy — contributing to a Traditional IRA then converting. The SEP IRA limit mirrors the 401(k) combined limit.