📊
RMD Uniform Lifetime Table 2025
Reference TableIRS Uniform Lifetime Table factors for calculating Required Minimum Distributions.
About This Tool
RMDs (Required Minimum Distributions) from Traditional IRAs and 401(k)s start at age 73 under SECURE 2.0. Divide the December 31 prior-year account balance by the age-appropriate factor. Failure to take an RMD triggers a 25% excise tax on the amount not withdrawn.